GREAT Member Package

GREAT
MEMBER PACKAGE
NO MONTHLY CHARGE

The financial well-being of our members is of extreme importance and because of this we build long-term relationships by offering exceptional service, knowledgeable financial planning advice and suitable products for Kellogg employees, retirees and their families.

Due to the financial well-being of the Credit Union we have historically been able to return profit back to the members in the form of Loan Interest Rebates and Dividends. This as well as our No Fee, Great Member Package makes doing all your business with the Credit Union a good financial decision.

BASIC FEATURES		VALUE FEATURES

DIRECT DEPOSIT free bill payments first 10 transactions each month at a bank machine are free free unlimited use of ATM card in stores free regular travelers cheques free personalized cheques no loan application fee when approved and advanced minimum $1000 for short term deposits for deposits with a maturity date notices will be sent out approximately one month prior to maturity .25% reduction in personal loans and mortgages (excluding MeritLine) .25% bonus on term and RRSP deposits		DIRECT DEPOSIT AND $50,000 VALUE AT CREDIT UNION OR $100,000 VALUE WITH NO DIRECT DEPOSIT free bill payments first 10 transactions each month at a bank machine are free free unlimited use of ATM card in stores free regular travelers cheques free personalized cheques no loan application fee when approved and advanced minimum $1000 for short term deposits for deposits with a maturity date notices will be sent out approximately one month prior to maturity .50% reduction in personal loans and mortgages (excluding MeritLine) .50% bonus on term and RRSP deposits

MEMBERS THAT HAVE THEIR MORTGAGE AT THE CREDIT UNION Unlimited transactions each month at a bank machine Two Free Bank Drafts each month		OTHER VALUE FEATURES RRSP/RRIF RESP Term Deposits Bonus Savings Index-Linked Deposits Personal Loans Line of Credit Mortgages MeritLine Overdraft