- Conventional 75% of the appraised value
- CMHC - up to 95% of the appraised value
- Closed, with generous prepayment privileges
- Terms from 6 months to 3 years
- Flexible payment schedule
- Group life insurance
- Minimum semi-annual statements
- No charge renewals
- Competitive interest rates
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- Can be used for home improvements or debt consolidation if you have
- the equity
- You can buy with just a small downpayment
- Pay extra when you can or just increase your weekly payroll
- Take advantage of interest rate fluctuations
- Match your payments to your payroll schedule
- Know your family is taken care of, if something should happen
- Easy to follow records
- Save expensive renewal fees
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