CREDIT UNION SERVICES

DIRECT DEPOSIT
Full pay can be deposited. Direct deposit allows you no charge chequing and EFT transactions, free bill payments, free personalized cheques, no loan application fee and much more. Refer to our No Charge Great Member Package account for more information   

PAYROLL DEDUCTION
Automatic payments to loans, savings, chequing and RRSP's.

TRAVELLERS CHEQUES
Available in U.S. and Canadian dollars. 1% commission except where indicated on the Great Member Package. Travellers cheques for two available at 0.50% service charge to all members.

CREDIT UNION CHEQUES
This option is available to the members at a cost of $2.50, some exceptions apply.

CREDIT UNION MASTERCARD
Accepted worldwide and have competitive interest rates. The option for no fees is available. There is a 21 day grace period and if you pay off the full balance within these days there are NO INTEREST CHARGES!

INSURANCE PRODUCTS
A full range of insurance services including Members Team Life, Home Protection Plus, Auto Insurance and Credit Life and Disability Insurance as well as Critical Life.

MEMBER CARDS (ATM BANK CARD)
Available to all members for withdrawals from a chequing and savings accounts. Access through all INTERACT, PLUS, Acculink or Accel or The Exchange bank machines. Exchange transactions are exempt from surcharges from other institutions and members who take advantage of our Great Member Package enjoy this benefit for FREE. All other transactions are $1.50

Direct payment is available at many stores. Just use your member card instead of carrying cash or writing a cheque. Direct payment transactions are FREE to those with the Great Member Package and $.65 to all others.

STATEMENTS
Available on request and provided automatically on an annual basis.