- Free to direct depositors – 60 cents each cheque unless a balance of $1,000.00 is maintained
- Daily interest calculated on the minimum daily balance and paid monthly
- Interest rate goes up as balance increases
- ATM access with P.I.N., $1.50 per transaction, 10 free to direct depositors, unlimited to mortgage members
- POS (point of sale, direct debit) free to direct depositors – all other members pay 65 cents per transaction
- Free bill payment for direct depositors and members over the age 55 -- $1.50 to all others per bill
- Free monthly statement, automatic transfers – free cheques to direct depositors
- Overdraft protection, minimum charge $4.00 plus 20% interest
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- Daily interest paid monthly compounds monthly
- Interest escalates automatically as your balance grows
- Access to account 24 hours a day
- Opportunity to save money
- Extra benefits to direct depositors
- Saves money and provides convenience
- Security knowing you're covered if you miscalculate (up to O.D.rate limit)
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