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INTEREST RATES (Relationship Priced is the BEST rate available)
Kellogg Employees Credit Union strives to offer it’s members the best rates for savings and lending needs. The following are the current posted rates as of
December 1 , 2011.
Distribution of Profit = 9%
That means you earn more on all investments and pay less on all loans
Due to the financial well-being of the Credit Union we have historically been able to return profit back to the members in the form of Loan Interest Rebates and Dividends. This as well as our No Fee, Great Member Package makes doing all your business with the Credit Union a good financial decision.
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PERSONAL LOANS Relationship Priced |
8.50% 4.80% |
Base Rate as low as |
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| MORTGAGES | 4.75% | 6 month closed |
| 6.60% | 6 month open | |
| Relationship Priced | 3.25% | One year |
| Relationship Priced | 3.50% | Two year |
| Relationship Priced |
3.75% |
Three year |
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Home Equity Line of Credit Relationship Priced |
4.00% 3.50% |
Base Rate as low as |
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| BONUS SAVINGS |
0.50% |
$500 - $5,000 |
1.20% |
$5,001 - $25,000 |
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1.30% |
over $25,001 |
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| PREMIUM SAVINGS | 0.15% | |
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| DAILY SAVINGS | 0.10% | Under $3000.00 |
| 0.15% | $3,000.00 - $4,999.00 | |
| 0.20% | $5,000.00 - $24,999.00 | |
| 0.25% | Over $25,000.00 | |
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| U.S. ACCOUNTS | up to .25% | |
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| TERM DEPOSITS |
.20% |
59 days |
| RRSP |
..20% |
69 - 89 days |
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RRIF |
.20% |
90 - 119 days |
| TFSA |
..20% |
120 - 179 days |
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.25% |
180 - 269 days | |
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.25% |
270 - 364 days | |
| Relationship Priced |
1.30% |
One year |
| Relationship Priced |
1.50% |
Two year |
| Relationship Priced |
1.80% |
Three year |
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0.25% 1.20% |
Variable RSP Variable TFSA |
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